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Day before Easter meal service at Father Joe’s Village – Saturday, April 23, 2011

By Sterling Williams, 3L, Community Events Committee, Student Bar Association

On April 23, students, and for the first time, faculty (a special thank you to Dean Jeff Joseph), volunteered their Saturday morning at Father Joe’s Village to help support the ‘Easter Special Meal.’  Father Joe himself said a prayer, which began a wonderful meal.  This was a great opportunity to help those in need, while everyone walked away knowing they had made a difference in the lives of many, in just a few hours.  From 10:00 a.m. – 1:00 p.m., volunteers and Father Joe’s staff served over 1,000 meals.

The Student Bar Association would like to thank everyone who was able to come out and support the homeless and Father Joe’s Village.  We would also like to encourage others, including students, professors, deans, and staff to volunteer their time for a great cause at future events.  Father Joe’s is just a few blocks from campus and the community is always in need.

TJSL Student Bar Association 2011 PRE-GRADUATION NIGHT PARTY  

LEVEL 9 at HOTEL INDIGO 509 9th ave • Begins at 7 PM

JOIN US ON MAY 20, 2011 TO KICK OFF GRADUATION WEEKEND CELEBRATIONS

No cover, and 25% off food and beverages!

Student Bar Association hosts GL Advisor, for second Annual Debt Seminar - Thursday, April 21, 2011

By Jeremy M. Evans, 3L, Student Bar Association, President (2010-2011)

Cornel Catrina, of GL Advisor, began the discussion by letting the attendees know what GL Advisor is.  He explained, "GL Advisor is a private business created by graduate students of Harvard Business School about ten years ago, that helps to advise college and graduate students on how to manage their debt."  To the founders of GL Advisor, "the market at the time was too much in favor of the lenders," while college and graduate students suffered.  

Several of the Thomas Jefferson School of Law students in the audience attended the mandatory Financial Aid Exit Interview/Lecture with Marc Berman the night before, and so student debt was fresh on their minds.  As Cornel began his presentation, students immediately began asking questions about repayment programs and what they need to do now, in six months from now, etc. Cornel explained the Income Based Repayment (IBR) program and Public Service repayment program (both less than seven years old), each of which offers its disadvantages and advantages.  For the IBR program, any remaining debt after 120 monthly payments is forgiven, but the remaining amount is taxable as income for that years tax return.   For the Public Service program, the remaining debt after working for 10 years in the public service sector is forgiven, while that amount is not taxable.  The monthly payments with the Public Service program are also income-based like the IBR program.

Cornel mentioned the Economic Hardship Deferment program, which is available for students who do not have an income and satisfy other factors.  He added that in 2014, the federal government will lower interest rates for federal student loans.  He mentioned that having an unconsolidated loan might work in a students favor now, where consolidation could occur in 2014 under lower interest rates.

Cornel closed by saying that students and graduates can plan their repayments in way as to benefit their future earnings and cash flow.  He is available for comment, should you wish to connect with Cornel:

Cornel Catrina GL Advisor Mobile: 949.943.9954 ccatrina@gladvisor.com www.glAdvisor.com  

The debt seminar is something that all students should have to attend at orientation, during law school, and as they near graduation.  Ignoring your debt does not relieve your debt, however, understanding and managing your debt will. 

Loan Websites:

https://www.dl.ed.gov/borrower/BorrowerWelcomePage.jsp http://www.direct.ed.gov/ http://www.finaid.org/loans/ibr.phtml http://www.ed.gov/

Alumni Tailgate & Padres Game

San Diego Padres v. Los Angeles Dodgers

Saturday, April 9, 4 p.m. Tailgate Party, 5:30 p.m.

Cost: $25 includes all-you-can-eat & drink tailgate party, ticket to game and snack bag!

Purchase tickets at http://alumni.tjsl.edu/events/index.asp?eventid=201 or at the Alumni Relations Office on the 1st floor or contact Stephanie Smith Phone: 619-961-4263 or alumni@tjsl.edu

Food will be grilled by Alumni Board President Emeritus Sabrina Green ’02 and tailgate party organizer Dave Britton ’77.  

Meet, greet, eat and network with alumni, students, faculty and staff.